One API for all employee benefits
Our infrastructure makes it possible to embed benefit modules directly into your own platform – without in-house development or legal risk.
Get startedNumbers that speak for themselves
€ 100M+
In administered benefit budget for partners & customers
1,900+
Companies trust Hrmony – with over 100,000 users
#1
On OMR Reviews as leader in the Employee Benefits space
10+
Years as market leader in Employee Benefits
Built for platforms like yours
- HR Tech
- Payroll Software
- Benefit Platforms
- Workforce Management
- Accounting & Tax Software
- ERP Systems
- Time & Attendance
- People Operations
- Talent Management
- Employee Experience Platforms
Leading platforms trust our infrastructure
Make benefits part of your product on infrastructure you can trust
Multi-Benefit, One API
Connect multiple employee benefits to your platform through a single API. Go live in days, not months — no benefits expertise required.
Compliance Built In
Every benefit is fully tax-compliant out of the box. Our experts handle the regulatory complexity so your team never has to.
Your Team, Fully Enabled
Dedicated resources for sales, support, and customer success — so you can confidently sell, onboard, and retain customers around benefits.
Built for Seamless Integration
Our API is designed to integrate smoothly into your existing platform, allowing you to offer employee benefits without changing workflows, rebuilding features, or introducing additional systems.
Benefits as Infrastructure
Via One Single API
Leading Benefit Solutions
From Meal Allowances to Mobility
From meal subsidies to non-cash benefits: Offer a range of tax-optimized employee perks directly within your platform.
Benefits as Infrastructure
Via One Single API
Leading Benefit Solutions
The benefits infrastructure for modern platforms
Integrate modern employee benefits seamlessly into your existing platform — fully automated, tax-compliant, and embedded directly into your product UI.
Popular Employee Benefits
Ready to Integrate
Meal
Tax-free meal allowances for every working day – daily use, fully automated.
Voucher
Monthly non-cash benefits as a tax-optimized perk – flexible to use for purchases of all kinds.
Health
Tax-exempt health benefits like gym memberships or preventive care – for healthier, happier employees.
Mobility
Subsidies for public transit, e-bikes, and more – tax-optimized, sustainable, and popular with employees.
Internet subsidy
Up to €50/month tax-free for internet costs – simple to set up and immediately available.
Benefit Card
Flexible payment card for all employee benefits – tax-free, simple, and immediately usable.
Understanding embedded benefits

Benefits administration software or embedded benefits – where the benefit belongs
Most platform teams frame this as a vendor question: recommend a benefits administration tool, or build one. Both answers leave the benefit outside the product. The third option puts it inside – and changes who owns the data, the UI, the support ticket, and the margin.

Reduce platform churn with embedded benefits
Reducing platform churn is about switching costs, not discounts. An embedded benefit module moves the cancellation decision from the admin team to your customer's entire workforce. This piece covers the three mechanics behind that, where the lever stops working, and how to measure the effect in your own base.

Build vs. buy: employee benefits infrastructure
Building benefits infrastructure looks like a feature and behaves like an operations department. This piece breaks down the four costs that stay with you after launch, the per-country multiplier, and the cases where building is still the right call.
Want to learn more?
Let's get started together – contact our experts.
You ask, we answer
Hrmony Embedded is the benefits infrastructure for software solutions and platforms – without technical complexity, compliance overhead, or regulatory risk in-house. You keep full ownership of the customer relationship, mandate, and product UI. Hrmony stays invisible in the background.
No months-long IT projects. Our RESTful API or SDK is designed for fast, flexible integration into existing solutions – including a sandbox environment and full developer documentation from day one.
Meal allowances, mobility subsidies, internet allowances and more – you decide which modules to integrate. All tax-optimized, fully compliant, and immediately available. No paperwork, no hassle for your customers.
A completely new revenue stream – without years of in-house development, without compliance risk, without needing your own tax expertise. Integrate once and instantly offer your customers a fully-featured multi-benefit system under your own brand. Hrmony handles the backend, liability, and support. You keep the customer relationship.
