Embedded Benefits: one API for all employee benefits
Our infrastructure makes it possible to embed benefit modules directly into your own platform – without in-house development or legal risk.
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Numbers that speak for themselves
€ 100M+
In administered benefit budget for partners & customers
1,900+
Companies trust Hrmony – with over 100,000 users
#1
On OMR Reviews as leader in the Employee Benefits space
10+
Years as market leader in Employee Benefits
Built for platforms like yours
- HR Tech
- Payroll Software
- Benefit Platforms
- Workforce Management
- Accounting & Tax Software
- ERP Systems
- Time & Attendance
- People Operations
- Talent Management
- Employee Experience Platforms
Leading platforms trust our infrastructure
Make benefits part of your product on infrastructure you can trust
Multi-Benefit, One API
Connect multiple employee benefits to your platform through a single API. Go live in days, not months — no benefits expertise required.
Compliance Built In
Every benefit is fully tax-compliant out of the box. Our experts handle the regulatory complexity so your team never has to.
Your Team, Fully Enabled
Dedicated resources for sales, support, and customer success — so you can confidently sell, onboard, and retain customers around benefits.
Built for Seamless Integration
Our API is designed to integrate smoothly into your existing platform, allowing you to offer employee benefits without changing workflows, rebuilding features, or introducing additional systems.
Benefits as Infrastructure
Via One Single API
Leading Benefit Solutions
From Meal Allowances to Mobility
From meal subsidies to non-cash benefits: Offer a range of tax-optimized employee perks directly within your platform.
Benefits as Infrastructure
Via One Single API
Leading Benefit Solutions
The benefits infrastructure for modern platforms
Integrate modern employee benefits seamlessly into your existing platform — fully automated, tax-compliant, and embedded directly into your product UI.
Popular Employee Benefits
Ready to Integrate
Meal
Tax-free meal allowances for every working day – daily use, fully automated.
Voucher
Monthly non-cash benefits as a tax-optimized perk – flexible to use for purchases of all kinds.
Health
Tax-exempt health benefits like gym memberships or preventive care – for healthier, happier employees.
Mobility
Subsidies for public transit, e-bikes, and more – tax-optimized, sustainable, and popular with employees.
Internet subsidy
Up to €50/month tax-free for internet costs – simple to set up and immediately available.
Benefit Card
Flexible payment card for all employee benefits – tax-free, simple, and immediately usable.
Understanding embedded benefits
Embedded benefits for spend management platforms
Spend and expense platforms already run cards, receipts, and reimbursements. Tax-advantaged benefits are the next spend layer – but they carry a different legal consequence than an expense claim. Where the two diverge, which modules fit first, and the data advantage a spend platform brings to the problem.
Embedded benefits for accounting platforms
Accounting and payroll platforms already handle receipts, per-employee monthly values, and retention obligations – the exact artifacts a benefit produces. This piece covers where benefits attach, why receipt capture is not receipt review, and what an audit expects to see.
Embedded benefits for EOR platforms
An employer of record is the legal employer, so the benefit obligations already sit with the platform. This piece covers the country multiplier, what a German package actually contains, and where the work lands if you build it yourself.
More articles
- How to choose an embedded benefits provider
- Embedded benefits for payroll platforms
- Embedded benefits for HRIS platforms – the data is already in your system
- Benefits as a revenue stream for platforms
- Benefits administration software or embedded benefits – where the benefit belongs
- Reduce platform churn with embedded benefits
- Build vs. buy: employee benefits infrastructure
- Embedded finance companies – and where embedded benefits fit
- Embedded finance vs. embedded benefits – the difference
- What is embedded finance
- What are embedded benefits
Want to learn more?
Let's get started together – contact our experts.
You ask, we answer
Hrmony Embedded is the benefits infrastructure for software solutions and platforms – without technical complexity, compliance overhead, or regulatory risk in-house. You keep full ownership of the customer relationship, mandate, and product UI. Hrmony stays invisible in the background.
No months-long IT projects. Our RESTful API or SDK is designed for fast, flexible integration into existing solutions – including a sandbox environment and full developer documentation from day one.
Meal allowances, mobility subsidies, internet allowances and more – you decide which modules to integrate. All tax-optimized, fully compliant, and immediately available. No paperwork, no hassle for your customers.
A completely new revenue stream – without years of in-house development, without compliance risk, without needing your own tax expertise. Integrate once and instantly offer your customers a fully-featured multi-benefit system under your own brand. Hrmony handles the backend, liability, and support. You keep the customer relationship.